Dog Bite Insurance Claimn

Filing an Insurance Claim After a Dog Bite in Michigan

Learn how to file a homeowner’s or renter’s insurance
claim after a dog bite in Michigan. Maximize your recovery with our legal
team’s help.

If you’ve been bitten by a dog in Michigan, one of the first legal steps is filing an insurance claim. Most dog bite claims are paid through homeowner’s or renter’s insurance policies, but navigating the claims process alone can be stressful and confusing. Here’s what you need to know to protect your rights and increase your chances of receiving full compensation

Types of Insurance That May Apply

Depending on where the dog bite occurred and who owns the dog, several types of insurance coverage may apply:

Homeowner’s Insurance – Most common when a dog bite occurs at the owner’s residence.
Renter’s Insurance – Applies when the dog’s owner rents their home or apartment.
Landlord Liability Insurance – May apply if a property owner knew of a dangerous dog on the premises and failed to take action.
Commercial or Business Insurance – Relevant if the bite occurred on a business property or involved a guard dog.

What the Dog Bite Claims Process Looks Like

Filing a claim involves multiple steps that must be carefully executed to
ensure a fair outcome:

Step 1: Notify the Dog Owner and Their Insurance Company

As soon as possible after the attack, identify the dog’s owner and obtain their insurance information. Notify the insurer about the incident.

Step 2: Submit Evidence and Medical Documentation

Provide all relevant evidence:

Step 3: Avoid Recorded Statements Without Legal Advice

Insurance adjusters may ask for a recorded statement. You are not required to give one without an attorney present. These statements can be used to minimize or deny your claim.

Step 4: Evaluate and Respond to Settlement Offers

Insurers may offer a quick, low settlement. Always consult an attorney before accepting. Once you accept an offer, you forfeit your right to pursue further compensation.

Get the Compensation You Deserve with Michigan Dog Bite Lawyers

Cases We Handle

Resources

“Michigan Dog Bite Lawyers was very attentive to all of my needs. I always received prompt responses and knew exactly what was going on. I would highly recommend them.”

– Janel (Client)

“After calling around to many law firms, with nobody willing to even listen to me, Michigan Dog Bite Lawyers listened to my story and got results better than I even expected. I can not thank them enough for what they have done for me.”

– Maria (Client)

“Tom is a great lawyer who treated me extremely well! My case wasn’t a big one, but you couldn’t tell by the attention it got.”

– Mike (Client)

Common Pitfalls in Dog Bite Insurance Claims

Even if liability seems clear, insurance companies may attempt to:

These tactics are designed to reduce their payout—not to help you.

Common Pitfalls in Dog Bite Insurance Claims

Our experienced dog bite attorneys handle every part of the process:

We work on a contingency basis, meaning you pay nothing unless we recover compensation for you.

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Dog Bite Insurance Claimn

Filing an Insurance Claim After a Dog Bite in Michigan

Types of Insurance That May Apply

What the Dog Bite Claims Process Looks Like

Step 1: Notify the Dog Owner and Their Insurance Company

Step 2: Submit Evidence and Medical Documentation

Step 3: Avoid Recorded Statements Without Legal Advice

Step 4: Evaluate and Respond to Settlement Offers

Get the Compensation You Deserve with Michigan Dog Bite Lawyers

Cases We Handle

Resources

Common Pitfalls in Dog Bite Insurance Claims

Common Pitfalls in Dog Bite Insurance Claims

Stay Informed & Stay Protected.

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Useful Links

Cases We Handle

313-362-8551

Michiandogbite.com

US , Street 79

Reach Us

888-454-0801

info@michiganinjurylawyers.com.

2525 Telegraph Road, Suite 100, Bloomfield Hills, MI 48302